(September 2020)
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Each insurance company which offers wedding insurance creates and uses its own Declarations that meets its specific needs. It includes descriptive and inclusive language that clearly identifies the risk and coverage information that relates to specific sections in the coverage form.
GENERAL INFORMATION
This section includes the following information:
POLICY COVERAGE
In this section the policy’s selected coverages appear along with information on applicable limits and deductibles.
Related Article: Wedding Insurance Coverage Analysis
ENDORSEMENTS
This section lists endorsements that are attached when the policy is issued. Subsequent endorsements issued after inception obviously cannot be listed but are included by inference.
Related Article: Wedding Insurance Available Endorsements
COUNTERSIGNATURE
This section has spaces for the authorized representative's countersignature and date. The insurance company's officers' facsimile signatures may also be in this section, on the coverage form’s first page, or elsewhere at its option.
STATEMENT/AGREEMENT
In this section, the insurance company agrees to provide the named insured with insurance in the coverage form that applies, subject to its terms and conditions and the premium being paid.